Our Financial Planning Experience
As a Financial Planning client, we take a comprehensive approach to your financial life and bring in our specialists for valuable insights. Our commitment is to guide you to a true feeling of financial security to reach your goals.
Six Key Areas Our Custom Plans Continually Address
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Track and project your current net worth, income, and expenses
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Manage debt
FINANCIAL POSITION
Adequate protection
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Help provide for family members in case of premature death
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Protect a portion of lost income if disabled
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Design a plan to pay off unexpected or current debt
Wealth accumulation strategies
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Create & maintain adequate cash reserve strategies
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Save for education expenses
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Have available funds for lifestyle choices like a new home or vacation home
Retirement planning
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Ensure you have an adequate retirement income
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Government benefits
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Employee benefit plans
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Personal savings investments
Tax reduction strategies
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Help minimize federal & state income taxes
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Protect yourself from future income tax liabilities
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Develop long-term tax reduction plans
ESTATE planning
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Determine exposures to estate & inheritance taxes
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Outline appropriate estate planning procedures
The Financial Planning Difference
Hand-picked specialists
Consistent, hand-written updates
Unmatched financial software
You deserve the best, so we found the best.
Your financial plan will be advised by both our in-house team and a group of specialists picked by excellence.
Several times a year, you will receive personal, hand-written suggestions and forthcomings regarding your financial plan.
Track your financial plan from anywhere in the world at any moment with E-Money. Our cutting-edge software, free for your use.
Creating a plan starts with one call.
If you are doubting the stability of your financial future, give us a call. Our office can provide you with a plan of action to ease your mind.
"We don't compete with the best minds in the industry.
We hire them for you"
For those who do not choose to be Financial Planning clients, we also work in targeted areas.
Investment Oversight
We believe that no one advisor or group has a corner on the market. Rather than competing with the brightest investment minds and firms, we bring them in to oversee your finances.
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The best financial planners are not money managers, and the best money managers are not financial planners.
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Our investment philosophy is rooted in strictly utilizing institutional asset management firms; they serve as the home-builders while we are the architects behind the work.
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We provide asset managers the blueprints of who you are and your unique financial ideas, while they provide guidance in your investment decisions.
The Affinity Group does not internally manage or hold custody of any of our clients' investments. Our clients take comfort in knowing that the same firms that handle Fortune 500 companies will be managing their plan through our integrated process.
"Don't wait for disaster to update your insurance.
The day you need it is a day too late."
Risk Management
Our team of insurance specialists assesses your current policies for risks that could negatively impact the growth of your finances. It is vital to protect yourself in the event of a loss or catastrophic event.
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Life | In the event of premature death, are your survivors properly protected?
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Disability | Are you prepared for an unexpected loss of income?
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Long-Term Care | When you can no longer care for yourself, are your plans set?
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Property & Casualty | Your belongings and net worth must be properly insured in the case of a catastrophic event.
"Our clients should only pay their fair share in taxes, not leave a tip."
Tax Planning
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Help minimize federal & state income taxes
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Protect yourself against future tax liabilities
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Develop a long-term reduction plan
Our team of tax specialists and CPAs review your prior returns and develop proactive tax reduction strategies
"A well-constructed will allows your wishes to live beyond you."
Estate Planning
Our team will ensure that your current plan will allow you to formalize your wishes, minimize administrative burden, and maximize distribution to your loved ones.
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Without the proper legal, financial, and health care protection, your assets could be placed outside of your control should you become incapable of directing your own affairs.
Estate planning is more than deciding who will inherit your house after you're gone.
Whether you are establishing a new estate plan or revising an existing one, only you can provide the guidance, directions, and information our estate-planning team needs to develop an effective plan.
Real Estate &
Mortgages
Real Estate Investments, including your home, should play a key role in a comprehensive planning process.
We help our clients evaluate real estate investments and we pull in our mortgage consultants to evaluate the use of debt and mortgages on these investments.
Creating a plan starts with one call.
If you are doubting the stability of your financial future, give us a call. Our office can provide you with a plan of action to ease your mind.